hey there cool joe,
here is what i do.
check e-bay. you can get really good deals on mint boxed 12 inch figures. i'm talking like $6! this way you get the saber, the jedi outfit, which you can dye to make a unique jedi outfit, and the belt and boots.
don't pay full price for this stuff. anything more than $10 boxed is too high, unless it's an exclusive hard to find figure set like luke and bib fortuna.
i've got the following 12 inch figures mint in box off Ebay for under $8.00,
episode 1 obi wan and qui-gon
hoth luke, jedi luke, old obi wan