Early morning, almost every morning before work... Wal-Mart ~ 7:00 and Fred Meyers shortly thereafter. TRU opens at 10:00 and if I can slip away from work then I'll do that as well.
I will look for the pallets late at night only when I am already out. Usually when I am out that late I am with my wife, who has no qualms about telling me how much she does not like toy shopping. If we're stopping for something else then it is no big deal.